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Studying in the UK is becoming more expensive.

As inflation increases the price of goods, it’s getting harder to set aside some money for a UK degree when there are more pressing items to buy.Ìý

The good news is that most UK universities allow students to pay their tuition fees through instalment plans. This is when you pay part of the cost first and make regular payments until the debt is completely paid.Ìý

It’s something that can come in clutch, especially for international students who come from countries where the currency fluctuates wildly, like Nigeria.

In 2023, a UK university came under the spotlight when .

They claimed to have informed the university of a possible delay of their fees due to a banking crisis that had taken place earlier in the year. Luckily, the university retracted its decision after the appeal from the students, though it put many on edge for a period.

In 2024, however, the extreme fluctuation of the Nigerian naira remains — students have seen .

This is where instalment plans come in — not just for Nigerians but for any international student who needs it.

10 UK universities offering great instalment plans

1. ÌÇÐÄvlog¹ÙÍø of Hull

Located in Hull, the most affordable city in the UK according to , the has a range of offerings that ensure international students have all the financial help and support they need.

for the 2025 academic year are set at 17,500 pounds (US$23,285) per year for arts programmes and 20,000 pounds (US$26,611) for science courses Likewise, postgraduate tuition fees can go as low as (US$15,967).

F³Ü±ô±ô-³Ù¾±³¾±ðÌý pay in two instalments — 50% at enrolment and 50% on the last Thursday of the fourth month of your course.

Similarly, will begin with a 4,000 pound (US$5,322) deposit followed by four instalments for the remainder. The first instalment is given a month after your studies begin, the second in the second month, the third in the fourth month, and the last in the fifth month.Ìý

You don’t have to bid farewell to your opportunity to study abroad when universities offer help like scholarships and grants and allow you to pay your fees in instalment plans. Source: AFP

2. ÌÇÐÄvlog¹ÙÍø of South Wales

°Â¾±³Ù³óÌý, take your pick on the experience you want to create — whether it’s the city buzz, the coast’s beauty, or the countryside’s calmness.Ìý

For the 2025-2026 academic year, undergraduate tuition fees range from 15,850 pounds (US$21,089) for programmes in Business or Creative Industries, and 16,200 pounds (US$21,555) for programmes in Computing, Engineering, Sciences, or Education. Master’s degrees range between 16,900 and 17,900 pounds (US$22,486 to US$23,817).

You have to pay to secure your place at the ÌÇÐÄvlog¹ÙÍø of South Wales. This equally applies if you are enrolling in a subsequent year.ÌýAfter that, you can arrange to pay your fees.

3. ÌÇÐÄvlog¹ÙÍø of West Scotland

With four campuses in the south-west of Scotland in Paisley, Lanarkshire, Ayr, and Dumfries, and a  London campus located in Canary Wharf, the is all about giving their students the choice to choose the best option for themselves.

The begin at 15,550 pounds (US$20,690) for the 2025-2026 academic year.

The fees can be paid via an that involves spending the first half of the tuition fee to enable a Confirmation of Acceptance for Studies (CAS) to be issued, and later on, it consists of seven equal monthly instalments which will be due on the 10th of each month.

 

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4. ÌÇÐÄvlog¹ÙÍø of Lincoln

A top 150 university in the Times Higher Education Young ÌÇÐÄvlog¹ÙÍø Rankings 2024, the sits stunningly at the heart of the city on the picturesque Brayford Pool waterfront.

Here, for the 2025-2026 academic year range between 16,600 to 20,100 pounds (US$22,087 to US$26,744), depending on the programme and the level of study.

You can set up an for your remaining fees once you’ve enrolled into a programme.ÌýNote that the maximum number of instalments you can arrange is nine, and you must pay consecutively from the month you enrolled.Ìý

5. ÌÇÐÄvlog¹ÙÍø of Sunderland

, the is where the student experience is elevated and valued.

The experience extends to its fee payment too.

Here, tuition fees for the 2025-2026 academic year are and between .

To be eligible for the university’s , you must pay a 3,500 pound (US$4,657) deposit — 2,000 pounds (US$2,661) for EU applicants — or 50% of overall fees for the academic year for students from India, Sri Lanka, Nepal, Pakistan, and Bangladesh before the CAS stage. The remaining 50% will be paid in five equal monthly instalments.

Without instalment plans, some students will face an uphill struggle to get the education they need in the UK, especially in expensive cities like London. Source: AFP

6. Birbeck ÌÇÐÄvlog¹ÙÍø of London

Part of the ÌÇÐÄvlog¹ÙÍø of London, one of the world’s largest and most highly regarded universities, has choose its halls to pursue their studies.

Here, for the 2025-2026 academic year.

Birbeck offers two ways to pay your tuition in . The first is by direct debit with monthly instalments. This allows you to spread your fee payments for up to 12 months each academic year, depending on how early you enrol — though the final instalment will be collected in June.

The second option allows you to pay termly, which means paying one-third of the yearly fee at the beginning of the three terms.

7. ÌÇÐÄvlog¹ÙÍø of Salford

A top 10 UK university for international students as voted by students in the Whatuni Student Choice Awards 2024, the is just minutes from Manchester, which was voted the .

for the 2025-2026 academic year range from 13,750 to 20,340 pounds (US$18,295 to US$27,064), depending on the programme and level of study.

Undergraduates will be offered the option of five consecutive monthly instalments, and postgraduates will get seven consecutive monthly instalments. Both involve a deposit of 5,500 pounds (US$7,318).

Pictured here is the HMS Victory, Britain’s most celebrated naval warship at Portsmouth Historic Dockyard. The ship has survived the cannonballs of Napoleon’s navy, being rammed by another warship, a World War II bomb, and even the UK navy plans to scrap her. Source: AFP.

8. ÌÇÐÄvlog¹ÙÍø of Portsmouth

Located in the picturesque port city and naval base on England’s south coast, the has one campus in the city it is named after and another in London, just 90 minutes away by train.

Here, for the 2025-2026 academic year range from 16,200 to 19,200 pounds (US$21,555 to US$25,547).

The for international students begins with a deposit of 50% of your tuition fee upon registration. After that, you can pay the remaining in their second, fourth, or seventh instalment.

Your graduation from a UK university could depend on whether it offers you the support of paying your tuition fees in instalment plans, so choose wisely. Source: AFP

9. ÌÇÐÄvlog¹ÙÍø of Aberdeen

Ranked second in Scotland and top 15 in the UK in the Guardian ÌÇÐÄvlog¹ÙÍø Guide 2025 and Times and Sunday Times Good ÌÇÐÄvlog¹ÙÍø Guide 2025, the is dedicated to ensuring everyone has the opportunity for quality education.

The 2025-2026 academic year’s for undergraduate programmes begin at 20,800 pounds (US$27,676), and fees for postgraduate programmes start at 22,000 pounds (US$29,272).

A minimum of 50% of the self-funded fee must be paid by the time of Registration, with the remaining fee being paid in three equal and consecutive on the 15th of the month. The instalment amounts depend on the deposit paid and the tuition fee rate.

Note that if you request an instalment plan after the due date, the 50% deposit and the outstanding instalments must be paid before an agreement can be approved.

9. De Montfort ÌÇÐÄvlog¹ÙÍø

Located in England’s East Midlands region of Leicester, helps its students from the get-go, from offering great tuition fee instalment plans to preparing its graduates to tackle the working world with gusto with its #1 careers team in the UK, as awarded at the 2024 targetjobs National Graduate Recruitment Awards.

Here, for the 2025-2026 academic year cost between 16,250 and 17,250 pounds (US$21,622 to US$22,952). Meanwhile, postgraduate fees cost around 16,30o to 18,450 pounds (US$21,688 to US$24,549) per year.

All students are required to make a pre-payment of 50% of your tuition fees when accepting an unconditional offer from DMU. The remaining 50% can be made in two instalments later on.

Disclaimer: This article was last updated on May 14, 2025.